Journey to work insurance

NTEU believes our members should not be put at risk of financial hardship as a result of simply travelling to and from work. That is why, since 1 April 2014, all NTEU members have been automatically covered for journey injury insurance.

State governments across the country have reduced the protection that staff have access to in the case of injury around work.  As an individual you could be paying hundreds of dollars per year to get this valuable insurance cover, but as a financial member of the NTEU, it is absolutely free to you!

NTEU has purchased a Personal Accident insurance policy covering direct journey to and from work/ workcover top-up insurance for all financial members. It provides cover in the case of an accident that occurs when travelling directly to and from work, between places of employment, and includes travel during lunch times and at meal breaks..  The cover provides you with income maintenance payments and lump sum compensation in the case of serious injury.  This is designed to provide you with protection in the case of injury where there are gaps in government schemes. 

What does NTEU Travel to Work Insurance cover?

  • Covers all NTEU financial members for injuries sustained during direct travel between their usual place of residence and place of employment or place of training for work, within Australia. 
  • Coverage for 85% of your weekly salary, up to a maximum of $1,500 gross per week.
  • Waiting period of 14 calendar days where sick or annual leave can be used.
  • Maximum 104 week benefit period.
  • Death & capital benefits of up to $100,000.
  • Covers members up to age of 80
  • Benefits under this policy will be reduced by the amount that are entitled to receive under other statutory schemes, such as workers compensation or transport accident compensation schemes, or other insurance specifically covering your journey risk.


Further information

For more information, please contact NTEU’s Insurance Broker, Gow-Gates, ph 02 8267 9999, or the underwriter directly on [email protected]
Post: Gow-Gates Insurance Brokers, GPO Box 4731, Sydney NSW Australia 2001

Policy Number: 000480

Policy Holder: National Tertiary Education Union (NTEU)